Chief Appraiser

THE BODY OF KNOWLEDGE
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The Body of Knowledge for Residential Real Estate Appraisal
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Browse the source documents in the Chief Appraiser library. Public domain documents are available to download. Copyright-protected documents are indexed for search excerpts only.

HUD / FHA

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
FHA_INFO_2023-04_-_Handbook_4000.1_Updates.pdf 336 KB Last verified: 2026-09-30 ↧ Download
FHA_INFO_2026-15_-_Modernizing_FHA_Appraisals_Transitioning_to_the_New_Uniform_Appraisal_Dataset_3.6_Standard.txt 286 KB Last verified: 2026-10-03 ↧ Download
FHA_Single_Family_Housing_Policy_Handbook_4000.1.txt 4 KB Last verified: 2026-09-30 ↧ Download
HUD_FHA_4000.1.pdf 13.8 MB Last verified: 2026-10-10 ↧ Download
HUD_FHA_4000.1_Glossary.pdf 674 KB Last verified: 2026-09-22 ↧ Download
Handbook_4000.1_-_Defective_Paint_Section.pdf 6.7 MB Last verified: 2026-10-11 ↧ Download
Handbook_4000.1_Transmittal.pdf 9.5 MB Last verified: 2026-10-01 ↧ Download
ML_2026-10_Appraisal_Field_Reviews.txt 2 KB ↧ Download
Mortgagee_Letter_2024-07_Appraisal_Review_and_Reconsideration_of_Value_Updates.pdf 251 KB Last verified: 2026-09-30 ↧ Download
Mortgagee_Letter_2025-18_-_Rescission_of_Outdated_and_Costly_FHA_Appraisal_Protocols.pdf 389 KB Last verified: 2026-09-30 ↧ Download
Mortgagee_Letter_2025-18_Rescission_of_Outdated_and_Costly_FHA_Appraisal_Protocols.pdf 389 KB Last verified: 2026-09-30 ↧ Download
Mortgagee_Letter_2026-10_Updates_to_FHA_Quality_Control_Requirements_for_Appraisal_Field_Reviews.pdf 241 KB Last verified: 2026-09-30 ↧ Download
NSPIRE_Standard_-_Smoke_Alarm.pdf 101 KB Last verified: 2026-09-30 ↧ Download

Fannie Mae

© Copyright protected. Excerpts are searchable for research reference (fair use, 17 U.S.C. § 107). Full document not available for download here. © 2026 Fannie Mae. Excerpts shown for research and reference only. Full document available at selling-guide.fanniemae.com. Reproduction restricted to Fannie Mae-approved lenders.
Ann SEL-2023-02 Mar 01 SG Update.pdf 139 KB © Full text at official site
Ann SEL-2025-04 June 04 SG Update.pdf 202 KB © Full text at official site
Announcement_SEL-2024-03_Selling_Guide_Updates.txt 2 KB Last verified: 2026-09-30 © Full text at official site
Announcement_SEL-2026-08_Selling_Guide_Updates.txt 2 KB Last verified: 2026-09-30 © Full text at official site
Appraiser_Update_-_December_2025.txt 17 KB Last verified: 2026-10-11 © Full text at official site
Available_Now_in_Broad_Production_UAD_3.6_and_Forms_Redesign.txt 2 KB Last verified: 2026-10-16 © Full text at official site
B2-3-04_Special_Property_Eligibility_Considerations.txt 48 KB Last verified: 2026-10-11 © Full text at official site
Lender_Letter_LL-2026-03_Updates_to_Project_Standards_Property_Insurance_Requirements.pdf 275 KB Last verified: 2026-09-30 © Full text at official site
Lender_Letter_LL-2026-08_Temporary_Policy_Exception_for_Lenders_Unable_to_Meet_t.pdf 96 KB Last verified: 2026-10-01 © Full text at official site
SEL-2026-06_ Selling Guide Updates.pdf 123 KB © Full text at official site
SEL-2026-07_Selling_Guide_Updates.txt 6 KB © Full text at official site
Selling Guide - 06-03-2026.pdf 4.4 MB © Full text at official site
Selling Guide Announcement SEL-2020-03_0.pdf 147 KB © Full text at official site
Selling Guide Announcement SEL-2025-07.pdf 120 KB © Full text at official site
Selling Guide Announcement SEL-2025-10.pdf 147 KB © Full text at official site
Selling_Guide_Announcement_SEL-2024-03.pdf 147 KB Last verified: 2026-10-01 © Full text at official site
Selling_Guide_Announcement_SEL-2025-01.pdf 147 KB Last verified: 2026-09-30 © Full text at official site
Selling_Guide_Announcement_SEL-2025-01_-_Hybrid_Appraisals_Expansion_Selling_Guide_B4-1.2-03_Hybrid_Appraisals.txt 37 KB Last verified: 2026-09-30 © Full text at official site
Selling_Guide_Announcement_SEL-2026-08.pdf 214 KB Last verified: 2026-10-01 © Full text at official site
Selling_Guide_Section_B4-1.1-04_Unacceptable_Appraisal_Practices.txt 5 KB Last verified: 2026-10-01 © Full text at official site
Selling_Guide_Supplement_UAD_3.6_Policy.pdf 2.0 MB Last verified: 2026-09-30 © Full text at official site
Temporary_Policy_Exception_for_Sellers_Unable_to_Meet_UAD_3.6_Mandate.pdf 209 KB Last verified: 2026-10-01 © Full text at official site
UAD_3.6_and_Forms_Redesign_Inspection_and_Reporting_Tips.pdf 262 KB Last verified: 2026-10-12 © Full text at official site
sel1907.pdf 166 KB © Full text at official site

VA Lenders Handbook

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
VA-Lender-Handbook.pdf 2.6 MB ↧ Download
VA_MPR_Change_46_Official_Update_2026.txt 9 KB ↧ Download
VA_MPR_Change_46_Summary_2026.txt 3 KB ↧ Download
VA_Pamphlet_26-7_Chapter_12_MPRs_Effective_2026-05-01.txt 48 KB ↧ Download
ch11.pdf 162 KB ↧ Download
may 2026 va fee schedule.pdf 65 KB ↧ Download

Freddie Mac

© Copyright protected. Excerpts are searchable for research reference (fair use, 17 U.S.C. § 107). Full document not available for download here. © Freddie Mac. Excerpts shown for research and reference only. Full document available at guide.freddiemac.com. Reproduction restricted per Freddie Mac copyright policy.
HOW_TO_GET_FREDDIE_MAC.txt 0 KB © Full text at official site
Property_Condition_and_Quality_Ratings.txt 5 KB © Full text at official site

UAD 3.6

© Copyright protected. Excerpts are searchable for research reference (fair use, 17 U.S.C. § 107). Full document not available for download here. © Fannie Mae. UAD 3.6 / URAR reference materials shown for research and reference only. Full documents available at fanniemae.com/uad. Reproduction restricted per Fannie Mae copyright policy.
Appendix C-1 URAR with Report Field IDs v1.3.pdf 3.0 MB © Full text at official site
Appendix C-3 Completion Report with Report Field IDs v1.2.pdf 223 KB © Full text at official site
Appendix F-1 URAR Reference Guide v1.3.pdf 15.0 MB © Full text at official site
Timeline.pdf 193 KB © Full text at official site
UAD 3.6 Inspection and Reporting Tips for Appraisers_Final.pdf 245 KB © Full text at official site
UAD-Inspection-And-Reporting-Tips.pdf 235 KB © Full text at official site
appendix-f-3-completion-report-reference-guide.pdf 1.1 MB © Full text at official site
uad-ansi-reporting-requirements-job-aid.pdf 6.5 MB © Full text at official site
uad-lessons-learned-job-aid.pdf 2.7 MB © Full text at official site
uad-photo-and-image-job-aid.pdf 305 KB © Full text at official site

2024 USPAP

© Copyright protected. Excerpts are searchable for research reference (fair use, 17 U.S.C. § 107). Full document not available for download here. © The Appraisal Foundation. Excerpts shown for research and reference only (fair use, 17 U.S.C. § 107) — every certified appraiser is required to have their own current copy under USPAP's own Record Keeping/Competency provisions; this tool helps you find the exact passage, it doesn't replace owning it. Full current edition available for purchase at appraisalfoundation.org. Reproduction restricted per The Appraisal Foundation's copyright policy.

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Clark County, NV — Title 30 Zoning Code

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
OFFTitle30.EFF.03.05.26.pdf 9.1 MB ↧ Download

Nevada Appraiser Licensing Law (NRS/NAC 645C)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
NAC_645C_Appraisers_of_Real_Estate_and_AMCs.txt 134 KB ↧ Download
NRS_645C_Appraisers_of_Real_Estate_and_AMCs.txt 75 KB ↧ Download

California Appraiser Licensing Law (BREA — BP Code/CCR Title 10)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
BP_Codes_Real_Estate_Appraisers.txt 129 KB ↧ Download
CCR_Title10_Chapter6.5_BREA_Regulations.txt 113 KB ↧ Download

Texas Appraiser Licensing Law (TALCB — Occ. Code Ch. 1103/1104, TAC Title 22)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
Ch1103_Appraiser_Licensing_and_Certification_Act.txt 101 KB ↧ Download
Ch1104_AMC_Act.txt 53 KB ↧ Download
TALCB_Rules_TAC_Title22.txt 230 KB ↧ Download

Dodd-Frank Act — Appraisal Provisions

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
15_USC_1639e_Appraisal_Independence_Requirements.txt 9 KB ↧ Download
15_USC_1639h_Property_Appraisal_Requirements.txt 5 KB ↧ Download

Fair Housing Law & Appraisal Bias (Fair Housing Act, ECOA, USPAP AO-39/40)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
Fair_Housing_and_Appraisal_Bias_Requirements.txt 13 KB ↧ Download
test_write_check.txt 0 KB ↧ Download

Carbon Monoxide Detector Requirements (IRC R315 model code; NV local adoption)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
CO_Detectors_Near_Garages.txt 9 KB ↧ Download

Garage Door Auto-Reverse Safety (16 CFR Part 1211 / UL 325)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
Garage_Door_Auto_Reverse_Safety.txt 10 KB ↧ Download

Garage Conversions & Attic Stairs (IRC R302.6 fire separation; FHA/VA guidance)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
Garage_Conversions_and_Attic_Stairs.txt 9 KB ↧ Download

Solar PV: Real vs. Personal Property & Valuation (Fannie Mae, Freddie Mac, FHA, VA, UAD 3.6)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
Solar_PV_Real_vs_Personal_Property.txt 11 KB ↧ Download

Solar PV: Kilowatt & System Basics Reference (EIA/NREL, NEC 690.12)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
Solar_PV_Kilowatt_and_Capacity_Reference.txt 9 KB ↧ Download

Solar PV: Components & Typical Installed Costs (NREL, LBNL, EnergySage, BloombergNEF)

Public domain under 17 U.S.C. § 105 — freely downloadable. Documents are watermarked with your name and download date.
Solar_PV_Components_and_Typical_Costs.txt 12 KB ↧ Download
Chief Appraiser  ·  17096 passages indexed  ·  Library updated October 26, 2026  ·  chiefappraiser.org