Chief Appraiser Says
Reading the actual guideline text below — never a general AI guess
Mixed Use — Plain Language Explanation
We're talking about properties that combine different types of uses in one place. Here's what the guidelines say: a mixed-use property has both a residential component and one or more business components — things like offices, retail shops, day care facilities, or parking — all planned together as one coordinated development. The commercial parts have to be open to the general public. When we appraise these properties, we have to measure and evaluate all the different components together, but we don't assign a value to the business itself or to personal property and business equipment — only to the real estate. We report the property's value in its current condition on the appraisal date, treating it as a unified whole rather than separate pieces.
Straight from Clark County Title 30 Unified Development Code and Zoning, HUD/FHA Single Family Handbook 4000.1, and Fannie Mae Selling Guide — nothing added.
We're talking about properties that combine different types of uses in one place. Here's what the guidelines say: a mixed-use property has both a residential component and one or more business components — things like offices, retail shops, day care facilities, or parking — all planned together as one coordinated development. The commercial parts have to be open to the general public. When we appraise these properties, we have to measure and evaluate all the different components together, but we don't assign a value to the business itself or to personal property and business equipment — only to the real estate. We report the property's value in its current condition on the appraisal date, treating it as a unified whole rather than separate pieces.
Straight from Clark County Title 30 Unified Development Code and Zoning, HUD/FHA Single Family Handbook 4000.1, and Fannie Mae Selling Guide — nothing added.
Read the actual documents:
→ OFFTitle30.EFF.03.05.26 (Chief Appraiser Document Library)
→ HUD FHA 4000.1 Single Family Housing Policy Handbook (Chief Appraiser Document Library)
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© Copyright Notice: © 2026 Fannie Mae. Excerpts shown for research and reference only. Full document available at selling-guide.fanniemae.com. Reproduction restricted to Fannie Mae-approved lenders.
© Copyright Notice: © Fannie Mae. UAD 3.6 / URAR reference materials shown for research and reference only. Full documents available at fanniemae.com/uad. Reproduction restricted per Fannie Mae copyright policy.
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Chapter 30.07 Rules of Construction & Definitions 30.07.02 Defined Terms J Designees Title 30: Unified Development Code 316 August 2023 The combination of commercial and…
Clark County Title 30 Unified Development Code and Zoning · OFFTitle30.EFF.03.05.26.pdf · Page 326
Chapter 30.07 Rules of Construction & Definitions 30.07.02 Defined Terms J Designees Title 30: Unified Development Code 316 August 2023 The combination of commercial and residential development on a single lot or within a single integrated development on multiple lots, or within a single building, and where the combined land uses are planned as a unified complementary whole to accommodate the functional integration of shared vehicular, parking, transit, and pedestrian areas. Mixed-use development shall be considered commercial development for the purpose of determining development standards except where specific standards are established and as otherwise required by §30.04.05H, Design Standards for Mixed-Use Development. Commercial components of mixed-use development shall be open and accessible to the general public. Mobile Food Vendor A
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cure and complete the report “Subject to the following repairs or alterations on the basis of the hypothetical condition that the repairs or alterations have been completed.” 12.…
HUD/FHA Single Family Handbook 4000.1 · HUD_FHA_4000.1.pdf · Page 895
· View at official source (HUD.gov — SFH Handbook 4000.1) →
· Last verified: 2026-10-10
cure and complete the report “Subject to the following repairs or alterations on the basis of the hypothetical condition that the repairs or alterations have been completed.” 12. Mixed Use One- to Four-Unit Single Family Properties a. Definition (09/09/2019) Mixed Use refers to a Property suitable for a combination of uses including any of the following: commercial, residential, retail, office, or parking space. b. Required Analysis and Reporting (09/09/2019) The Appraiser must include all components of the real estate in the analysis. The Appraiser must not include business valuation or the value of Personal Property or business fixtures in the appraisal. The Appraiser must provide measurements and calculations of the building area on the building sketch to show what portion
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to the following repairs or alterations on the basis of the hypothetical condition that the repairs or alterations have been completed.” Mixed Use One- to Four-Unit Single Family…
HUD/FHA Single Family Handbook 4000.1 · Handbook_4000.1_Transmittal.pdf · Page 667
· View at official source (HUD.gov — SFH Handbook 4000.1) →
· Last verified: 2026-10-01
to the following repairs or alterations on the basis of the hypothetical condition that the repairs or alterations have been completed.” Mixed Use One- to Four-Unit Single Family Properties a. Definition (09/09/2019) Mixed Use refers to a Property suitable for a combination of uses including any of the following: commercial, residential, retail, office, or parking space. b. Required Analysis and Reporting (09/09/2019) The Appraiser must include all components of the real estate in the analysis. The Appraiser must not include business valuation or the value of Personal Property or business fixtures in the appraisal. The Appraiser must provide measurements and calculations of the building area on the building sketch to show what portion of the Property is allocated to residential